Vaultyline is the first truly private AI for your personal finances. Drop a bank statement. Ask anything. Your data never leaves your computer.
Mint shut down. Copilot reads your transactions. Cleo wants your bank login.
Every "smart" finance app is built the same way: your data, their servers, their AI.
Vaultyline flips it. The AI runs on your machine. The data lives on your disk. You own everything. Always.
PDF, CSV, Excel, OFX, QIF — Vaultyline parses anything your bank throws at it. Even hand-scanned PDFs. Transactions are extracted, deduplicated, and categorized in seconds.
"How much did I spend on coffee in March?" "What subscriptions am I still paying for?" Just ask. The AI lives on your machine.
Detects every recurring charge — even the ones renaming themselves to hide. Cancel with one click using ready-to-send templates.
Local LLMs project your next 30, 60, 90 days based on real spending patterns — not generic averages from millions of strangers.
No telemetry. No analytics. No remote config. Air-gap the app and it still works. We can't see your data because there's no "we" between you and it.
Connect a portfolio CSV from Fidelity, Schwab, Robinhood. Vaultyline analyzes allocation, risk, and rebalances — all locally.
Designed by people who got tired of looking at QuickBooks. Every chart is interactive, every number drillable, every export pixel-perfect.
One download. macOS, Windows, or Linux. The local AI model (4 GB) downloads once. After that you can fly to Mars and it still works.
Drag any combination of PDF / CSV / Excel files into the window. Vaultyline extracts and categorizes everything in seconds — privately, on-device.
Chat with your money. Get forecasts, find leaks, plan goals. The AI is yours — no API limits, no subscription metering, no rate caps.
"I deleted Mint, Copilot, and YNAB the day I installed Vaultyline. The AI found $340/mo in subscriptions I forgot existed."
"My CPA asked what I'm using. The fact that nothing leaves my Mac is exactly why my CPA approved it. Game over for cloud apps."
"It feels like Linear, Notion, and ChatGPT had a baby that respects me. The dashboard alone is worth the price."
No subscriptions. No upsells. No "Pro+ Ultimate Plan."
Get the app. Drop a statement. See your finances like you've never seen them — privately.
Yes. After the initial 4 GB model download, you can disconnect from the internet permanently and Vaultyline keeps working — analysis, chat, forecasts, all of it.
By default Vaultyline ships with a fine-tuned Llama 3 8B optimized for financial tasks. Power users can swap in Mistral, Qwen, or any GGUF / Ollama model with one click.
Any bank that lets you export a statement (PDF / CSV / OFX / QIF) — which is essentially every US bank and most international ones. No bank credentials are ever required.
Yes — via your own iCloud, Dropbox, or a local file. The vault is encrypted before it ever touches any sync service. We never see it.
Pay once. Get all updates forever. Use on up to 5 of your personal devices. No renewal, no subscription, no surprise increase next year.
30 days, no questions asked. Email us, get your money back. We're confident you'll keep it.
Download Vaultyline. Run it on your machine. Never share a thing.
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